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Where can you buy wind turbine insurance? First let us cover some basics. Very few people have ever heard of the electric company requiring a million dollar insurance policy. Do not freak out if you are told you need such a policy by your local electric company. You need to know about this insurance requirement before you spend the money on your wind turbine.

So why does insurance even come into play? Well, in some cases it does not. It all depends on how you are wiring up your wind turbine. If you run your wind turbine straight to a battery bank and never connect it to the power grid, you do not need to worry about insurance. Where insurance comes into play is if you want your power meter to run backwards as you sell energy you produce back to the power company. In order to accomplish this, you must connect to the power grid.

In a growing number of cities throughout America, a local power company will not let you connect to the power grid unless you can show that you have a million dollar insurance policy. This is common practice in the state of Texas.

My friend who lives in Texas had this problem. He was shocked when his local power company told him he needed a million dollar insurance policy before connecting to the power grid. He called insurance company after insurance company asking about a wind turbine insurance policy and everyone told him they did not sell such a policy. He really wanted to sell power back to the power company and not just use a battery bank to power things in his own house.

This is how to solve the problem if you find yourself in this same situation in Texas. Call your local power company and ask for them to install a reverse meter. You need a meter that is capable of running backwards and giving you proper credit, older meters do not have this capability. Next, you need to get the legally required wiring. The county will inspect your wiring. The correct wiring is required because the electric company does not want one of their linemen electrocuted who is down from your solar power or wind power generator.

Here is where you can save yourself a lot of headache. Do not call your insurance company and ask about a wind turbine or solar panel policy. There is no policy like this. What you do is get an umbrella policy on your homeowner’s insurance. This type of policy covers more than what your homeowner’s insurance policy does. You might have an insurance company that calls this “secondary insurance”. Use the Internet to find an insurance company that will sell such a policy to you.

Just keep in mind that there are quality standards you need to follow if you connect to the power grid. You need a reverse power relay and an automatic transfer switch that will disconnect you from the power grid in case of a power outage. You also need to stay “in phase” with the power grid. When you buy a wind turbine, the manufacturer should tell you everything you need to know to do this. If you are building a wind turbine then the instruction book will tell you what you need to know.

Written by Sean Hernandez. When are you finally going to get tired enough of paying too much for power to do something about it? You can build your own wind turbine in one weekend. I reviewed 15 guides and give you my top 2 picks for the best how to build a wind turbine guides on the market at buy wind turbine